Dumbass Trophy Pictures, Images and PhotosJeannette Gonzalez and Tammy Kerce it seems LOST their case against Liveops. They filed in December 2007. Lawsuit Filing To me they were basically stating they were MORE employees than they were independent contractors. From what I have heard they also sued other places like West at Home for similiar issues.

The Plaintiffs allege that they and other similarly situated Home Agents (1) were improperly classified as "independent contractors" by LiveOps, Inc., (2) that LiveOps, Inc. controlled most, if not all, major aspects of the Home Agent's job, (3) that they were not paid for any training time associated with the job at LiveOps, Inc., (4) that they worked many hours without receiving the equivalent of the federal minimum wage, and, (5) that LiveOps does not pay federally required overtime pay for any hours worked in excess of 40 hours. The Plaintiffs allege that by not paying them correctly, LiveOps, Inc. violated the Fair Labor Standards Act of 1939, 29 U.S.C. §216(b).

victory Pictures, Images and Photos

To me it sounds like a Victory for Liveops. The case was dismissed, and its rumored that the plainiffs are going to be asked to pay for the legal fees! How they got to their conclusions I will never know. Hope it was worth it!

Congratulations to Liveops! Check out post on Liveops so you can work at home as well - as an 'independent contractor' - its YOUR own business! Lets do the Victory DANCE! Read more...

I have seen some people that want to reinvent the wheel when it comes to their new business, but is it the right business? If your idea is REALLY new and not well understood by most people you will find it very expensive to educate everyone before they consider buying anything from you!

You want to have customer's searching for YOU, and not your business searching for CUSTOMERS! Most successful new businesses are those that find a better way to provide the goods and services. Don't assume just because YOU like to do something one way that means a large number of people will pay you to do that for them! Go out and ASK them!


Marketing research can be relatively easy to do among potential customers. As you talk to people that might be interested in your business SEARCH for those needs they don't feel are satisfied! National surveys indicated the majority of Americans are very unhappy about the quality of products, and lack of service that are being offered. These dissatisfaction's are a perfect chance for you to create a better way to satisfy these needs.


Consider your interests, skills and experience you will discover that you are not equally well prepared to pursue all potential business opportunities that might come from unmet needs in the marketplace. At this point you must stimulate your creatively by imagining all the ways you could provide satisfaction of each unmet need you find. List them on a sheet of paper. You need to start questioning yourself at this point by asking, "Do I know how to do this? Well people pay for this? Do have people I know and trust that I could farm this out to? Will it be truly profitable?"


While many new business owners have experience in the business they start, it is NOT always required that they be well skilled in every operation in order to take advantage of an opportunity within their marketplace. Give yourself enough time to research the requirements of almost any business, and figure out a way to learn or even practice the skills you will need. Some people consider a partner, and others find vendors to work with them for that portion.

I remember a friend of mine that had customers that wanted CALLIGRAPHY done on some fancy invitations they printed, and they a person that would do that for them! Another person I knew did promotional products, but one of customers only needed 75 and NOT 500! They were willing to pay the price for a local work at home mom with a button machine do this job for them. He also wasn't so good at artwork, and found a local graphic artist to work with him for his customers. He slowly learned graphic work, but it was more basic. He then just gave the difficult items to the graphic artist later on.


I would guess most people have this emotional need to be in business, but the truth is if you don't make a profit those emotional needs and dreams...not to mention GOALS will not be met! Its a MUST that you learn to educate yourself in how to work with financial numbers. You have to master that in order to answer the following questions: How much money must I invest? How much profit can I expect? How soon can I expect a profit? Don't be unrealistic with yourself! Depending on your business making money will come later. You have to place the effort into things to get your return! Those get rich deals? Its about as possible as the lottery! I'm not saying you can't use an accountant for certain items, but you need to have some financial know how if you are to truly know what you are doing!


Not all potential business opportunities are equally attractive once you look at the time and money investment. Some you may find will not allow you to reach your goals. Compare your ideas, and opportunities by assessing the investment required and the anticipated return. You need to seriously look to see if you are being honest with yourself! What do I enjoy doing? What am I truly good at? How well does this idea match my interest and abilities?

Narrow those choices and again...and get started!

Write down the requirements that are important to your and your idea for your business. Note the number of hours you will put in per week. See the length of time it will take before you could see a profit. Score them one at a time maybe using a 1-10 scale. Total the score for each idea you had, and you have a pretty good idea of how well the idea fits your personal needs. Read more...

Let's face it. You go into business to make a profit, that's essential if you are going to stay in business. But how can you tell whether or not you will make a profit? You need to seriously research the costs so you get a good picture of things!

There are many things that have to be taken into account in order to arrive at a fairly accurate estimate of the annual costs of running a business. When starting a new business, you will need to spend some time researching the likely costs, so that you can estimate your weekly or monthly "break-even" point.

You can use the following list of costs to help prepare your estimate. Not all costs will be applicable to every business, and depending on your particular business, there may be additional items which need to be considered. Only YOU after you research will figure out most of the costs you are looking at! Make sure you realize that you may need some wiggle room as well, because there will be things you didn't count on!

If you are planning something OUT of the home:

Establishment costs

fit out
sign writing
phone & fax
power, water & gas
equipment && furniture
rent / lease in advance
security deposit
stock / raw materials
advertising & promotion
licences & permits

Premises (Your place of business if out of your home)

rates & taxes
mortgage interest
repairs & maintenance
security services
insurance, buildings, public liability, professional indemnity

Employees (if that is what you plan on)

wages, salaries, bonuses, overtime
holiday pay
sick leave pay
long service leave provision
fringe benefits
workers compensation insurance
staff training
clothing, uniforms, personal protective equipment, etc
staff amenities


stock & raw materials (could be wholesale items, or materials for your crafts that you plan to sell)
bank fees & interest (business accounts are a bit different that personal!)
leasing or hire purchase (if you plan to do this see which is better for you in the long run. At times your accountant can help you figure this in)
maintenance of plant, machinery, vehicles, etc (if you need this)
motor vehicle, registration & insurance, running costs, etc (Depending on HOW you set your business up these can be write offs)
advertising & promotions (where are you going to advertise? What promotions do you plan?)
market research
provision for bad debts (Its GOING to happen!)


phone & fax
stationery & printing
office supplies
office equipment, maintenance, service, depreciation
accountancy fees
Directors' fees (for companies)
solicitors fees & legal expenses
selling commissions & retainers
delivery & freight costs
contractors & sub-contractors
equipment hire
licences & permits
inspection fees
workshop tools, parts, etc
professional memberships & subscriptions (remember these are available online as well! They are useful tool, and if you do any business offline - check out your local Chamber of Commerce!)
payroll tax
Website costs

Keep in mind not all of these items may exist in what you are planning, but there are some that everyone uses! Try to estimate your costs so you know what you are looking at! Read more...

You have to learn to set goals for yourself not only in personal life, but in you business life as well! You must have a final destination in mind before you can figure out how to get there! Goal setting helps bring your final destination into better focus!

Keep in mind goals require discipline! Your discipline will make all the difference in the world! You will need to write these goals down, and remember the three criteria!


Since this is Holiday Time, and some of us will want to EAT our hearts out how soon so:

Lose 20 pounds


Okay! I want to lose my 20 pounds by Christmas day!


To lose my 20 pounds by Christmas:
1) Eat one good meal everyday.
2) Need to Exercise at least 3 times a week
3) Cut out the junk food, and drink more water

Once you write that goal down on paper it will seem MORE real to you! We all have talent. Our challege is turning out talent into ability, and that is where our discipline makes all the difference in the world. It will be your talent in business that allows you to reach those goals.

Its no good starting a business you aren't going to enjoy. To help assure yourself that you are a good fit, and have the proper personality to met the demands of your choosen business you need to truly explore your beliefs, needs and interests.

Keep in mind your first year in business is going to feel like you have no time for anything! Please be careful NOT to ignore your personal and family needs, and let me tell you people do this all the time. You are looking for trouble when you go down that road.

Balance is KEY! Balance can be hard if you don't plan well. One of the best ways to allocate your time between personal and business needs is to examine your personal goals FIRST, and then see how they relate to the demands and opportunities that are going to be presented by your business.

Personal Goal Setting Worksheet

Next Three Months - Write your description




Action Steps:




Next six months goal - Write your Description




Action Steps:




Next 12 Months - Write out your description




Action Steps:




Make sure you give yourself specific description of your goal. You need to have at LEAST 3-4 steps for your action plan that you need to do to achieve them.

Once you have completed your personal goal setting worksheet start to examine how your business goals relate to your personal ones. You may decide to change a business goal because of a personal goal, and visa versa!

Get this completed, and your on your way to learn to set goals! Read more...